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Back in 2008 I received an unscheduled visit from a lady teacher who had got her tax assessment outcomes. She had also chosen early retirement in November 2007. Yes, you guessed right. she had taken the D-I-Y option to save money for her retirement. Of course to avoid having to proceed through all of this, please keep your income tax papers in a safe location where you're from a position to retrieve them when have them.

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