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Found an error on your credit report? It's a common issue, but it can seriously drag down your score. You need to dispute it directly with the credit bureau that's showing the mistake, like Equifax, Experian, or TransUnion. Gather any proof you have, write a clear letter explaining the error, and make sure you send it to the right address. They're required to investigate, usually within 30 days. A simple mistake corrected can give your credit score a real boost.