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Day by day your taxes go unfiled, the higher you stand up on their "hit list." And take it from former Hitman, if you have never already have been told by the IRS, you surely. So do everything may to get those taxes filed. Because for this increasing tax rate of upper brackets, a reduction of taxable income at about a higher bracket saves you more tax than exact reduction for any lower bracket. So let's compare the tax saving of contributing $1000 by a single person with a $30,000 income with exactly what a single person with a $100,000.

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