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Blackjack insurance<br><br>Insurance is a side wager offered in blackjack when the dealer's exposed card is an ace. It pays if the dealer's hidden card has ten value, giving the dealer a natural, and loses otherwise.<br><br><br>The usual price is 2 to 1: one unit risked returns two units of profit when it wins. For that to be a fair bet, the hidden card would have to be a ten exactly one time in three. In an ordinary shoe it is less often than that, which is where the cost of the wager comes from.<br><br><br>Calling the bet "protection" describes one possible combined outcome, a lost main hand offset by a won side bet. It is still priced on its own, with its own expectation; the low main-game figure quoted at [[https://casinohouseedge.com/blackjack-house-edge/ https://casinohouseedge.com/blackjack-house-edge/] https://casinohouseedge.com/blackjack-house-edge/] covers the hand, not the insurance stake beside it.<br><br><br>A session estimate treats them as two line items: the insurance decision and the hand, each weighted by the money placed on it.<br>